How to Maximize Compensation after a Motor Vehicle Accident

A motor vehicle accident can have serious financial, physical, and emotional consequences. If you have been injured in an accident in Timmins or anywhere in Ontario, it is essential to understand how to maximize your compensation. Taking the proper steps can help ensure you receive the benefits and damages you are entitled to under Ontario law.

Read our blog and call our team at Meunier Carrier Lawyers for legal advice.

1. Seek Medical Attention Immediately

Your health and safety should be your first priority. Even if you do not feel injured right away, some injuries, such as concussions or soft tissue damage, may take time to appear. Seeking medical attention immediately creates a record of your injuries, which is crucial when filing an insurance claim or pursuing legal action.

2. Report the Accident to the Police

In Ontario, you must report a motor vehicle accident to the police if it results in injuries, fatalities, or damages exceeding $2,000. A police report provides an official record of the accident, which can be used as evidence when seeking compensation.

 

3. Gather and Preserve Evidence

Proper documentation can strengthen your claim. If possible, collect the following evidence at the accident scene:

•  Photos of the vehicles, road conditions, and any visible injuries

• Contact and insurance details of all parties involved

• Statements and contact information from witnesses

• A copy of the police report, if applicable

4. Notify Your Insurance Company Promptly

Ontario operates under a no-fault insurance system, meaning you must file a claim with your own insurance provider, regardless of who caused the accident. Report the accident as soon as possible and provide all necessary details to avoid delays in processing your claim.

5. Understand Your Entitlements Under Ontario Law

Depending on your injuries, you may be eligible for:

• Statutory accident benefits (SABS): Covers medical expenses, income replacement, rehabilitation, and attendant care.

• Tort claim: If another driver was at fault, you may file a lawsuit for additional compensation, including pain and suffering, loss of income, and medical expenses not covered by insurance.

  
  

6. Avoid Discussing the Accident on Social Media

Insurance companies and opposing legal teams may review your social media activity. Avoid posting details about the accident, your injuries, or your recovery, as this information could be used to challenge your claim.

7. Consult a Personal Injury Lawyer

Navigating the legal process can be complex. A lawyer can assess your case, negotiate with insurance companies, and, if necessary, represent you in court to ensure you receive fair compensation.

Protect Your Right to Full Compensation

A motor vehicle accident can have lasting financial, physical, and emotional impacts. We strive to help accident victims in Timmins and across Ontario navigate the legal process and secure the compensation they are entitled to. Our team understands the challenges you may be facing and we are committed to ensuring you receive the financial support needed for medical expenses, lost income, rehabilitation, and other damages.

Do not settle for less than what you deserve. Contact Meunier Carrier Lawyers today for a consultation, and let us help you take the necessary steps toward securing fair compensation.